Archive for February, 2012
Can I Violate the 4% Rule?
In many of my past posts I have mentioned “the 4% rule.” The 4% rule is a reference to the recommended Safe Withdrawal Rate (SWR) for withdrawing retirement income from one’s financial portfolio. If you are not familiar with the 4% rule, you should read my previous post where I explain the concept. In this […]
The Third Bucket; Is 15 Years Long Enough?
I got an e-mail question in response to my last post on The Bucket Strategy. The question was in regard to the length of time a retiree should wait before dipping into the third bucket. I thought the e-mailer had a good question, given the poor equity markets returns since 2000, is 15 years an […]
The Buckets Strategy
My last post discussed why it is a good idea for most retirees or near-retirees to set up an income ladder to fund the first years of retirement. However, this income ladder is only the first step in an overall retirement income withdrawal strategy. Today I will discuss one particular strategy that is fast becoming […]
