Posts relevant to people Age 30 to 50
Over-valued Stock Market, What Should an Investor Do?
Today’s investment markets are extremely difficult. Safe fixed-income assets pay near zero interest and the stock market is at an historically high valuation. So what is a conservative investor to do, especially someone who is retired or is nearing retirement?
Should I Own Bitcoin?
In the last few months I have been asked by many friends, “What do you think of Bitcoin?” The real question I think these people are asking is, “Should I own Bitcoin?” When I delve deeper, these friends are mostly concerned about all the mind-boggling US federal government spending that has occurred in 2020-2021. They […]
Closing the Retail Investor Performance Gap
It is pretty well documented that the average retail stock market investor does not obtain the same long-term results as the broad market indexes. Here is a link to just one article titled, “Why Average Investors Earn Below Average Market Returns,” that discusses why retail stock investors do not replicate long term market returns. The […]
What Do We Do in the Abacos?
I got a question from a reader about what we do to pass the time while living six months every year in the Abacos. Our life may seem a bit boring to some, but we like it. Rather than write about what we do to pass the time, I thought I would post some pictures […]
What Does It Take to Retire Early?
This post will be more applicable to people less than 40 years old, but the discussion may be useful for anyone looking to retire anytime. I got a question about how we were able to retire in our mid-50s, ten years earlier than the average retirement age without any employer paid pension or health care […]
Retirement Planning For Life
In today’s economic environment retirement planning is more important than ever. We are experiencing reduced equity returns, employer provided pensions are becoming extinct, our nation’s monetary policy erodes the value of our currency daily, and our government retirement programs are financially unsustainable, That does not mean that retirement is no longer possible, but it does […]
The Biggest Financial Surprise in Retirement that I did not Expect before Retirement
One reader recently asked a question, “What was the biggest financial surprise in retirement?” You might guess that my answer might be the high costs of health care. But I had done a lot of research concerning health insurance before I retired, so I knew all the options and costs associated with this expense.
Answers to Some Early Retirement Questions, Part II
A couple other questions I received about early retirement were: How much does one need to save each year to retire early? How did my wife and I know we could live on what we had saved?
Retiring Early – Our Story
This post is about how my wife and I managed to retire about ten years earlier than the typical retirement age of 65. Some of the things we did will seem inconceivable to some readers, but the choices people make early in their working lives ultimately determine when they will be able to retire. Perhaps […]
Should I Retire Early?
I have not addressed the subject of early retirement in this blog as I feel it is important for people to first and foremost understand and implement the basics of retirement planning. But over the course of writing this blog I have had more than a few people subtlety enquire as to how it is […]
