Retirement Planning Topics
Post #16 – How the Financial Crisis Moved Our Retirement Date Forward by 2 Years
My last post discussed the importance of periodically “Re-balancing” your portfolio as a practice that everyone should incorporate into the management of their retirement assets. I practiced this method throughout the recent financial crisis and the results worked out so well that we moved our retirement date forward by 2 years. In this post I […]
Post #9 – Retirement Savings – Staying on Track
I thought it might be helpful to provide one more post on retirement savings before moving on to investment concepts and strategies. In Post #7 I provided a simple 4-step process on how to estimate the size of your future retirement nest egg. In Post #8 I included a table for determining what your annual […]
Post #8 – Retirement Planning Simplified, Part II
This blog post will provide a simple guideline to estimating what your personal annual savings rate should be in order to reach your retirement nest egg goal. This post is a follow-on discussion of the 4-step process I discussed in my last post, Post #7. If you have not done so already, you should read […]
Post #7 – Retirement Planning Simplified, Part I
For those of you who would like a simple method to quickly estimate the amount of assets necessary to fund your retirement, and how much you need to save annually, the next couple blog posts are for you. The essence of retirement planning simplified. This post will provide a 4-step process that can be used […]
Post #6 – What can you expect from Social Security and Medicare? Part II
I have done a lot of reading and talked to many professional financial planners about what changes may be coming to federal old age entitlement programs as well as private pensions and state government retirement programs. I will provide the general thinking by experts on what may lay ahead for the old age entitlements and […]
Post #5 – What can you expect from Social Security and Medicare? Part I
I originally intended this blog entry to be about estimating the future size of your retirement nest egg and what your subsequent savings rate should be. But this discussion is greatly impacted by your future social security and medicare benefits. The Social Security Administration sends out an annual benefit statement to each person who pays […]
Post #1 – The Necessity of Retirement Planning
With the decline of old fashioned company defined pensions, an insolvent social security system, and the recent decline of housing values, it is important for everyone to pay more attention to their retirement and investment planning. That is, if you plan on ever retiring from your full time work. In fact, it is imperative that you do proper retirement planning even if you do not […]
