Revisiting the 4% Rule
In the last couple years, I have been pondering this question, whether the 4% rule was still valid in the new investment environment going forward in the 2020s. I first wrote about the 4% rule in one of my first posts on this site in 2011 (you can read that post here). If you do […]
Tracking Living Expenses
In starting out a new year, another important activity for people nearing retirement to get in a habit of doing is tracking living expenses. Most people are aware that they should do this, but may need some tips on how to put this practice into action. In this post I will explain how I do […]
The 4 Percent Rule
Before discussing real estate investments or retirement portfolio income withdrawal strategies, I need to go over the 4% rule. I have briefly mentioned the 4% rule in previous posts, but in future posts this rule will be central to many topics. It is very important to understand this simple concept.