Markets Got you Spooked?
Not me, I could not care less what the markets do. Why am I not concerned about the equity markets? Because I have already set my equity allocation at a percentage that I am comfortable with. That is, my equity allocation is such that a market down draft would not bother me. In fact, I […]
Tactical Versus Strategic Investing
I got an inquiry about my last three blog posts, the three important investment concepts, suggesting that these are market timing techniques. I disagree with this characterization. These 3 investing concepts are just important things to keep in mind while you are investing. But it is possible these investing concepts may cause you to do […]
Important investment Concepts, Part I
There are several important investment concepts that you should be aware of that will increase your chances of reaching your retirement planning goals. In this post I will discuss a concept that further illustrates why managing your investment risk is extremely important. This concept is “Big investment losses do more damage than big investment gains […]
Monitoring your Retirement Assets
Recently I had lunch with a close friend. During our meeting we discussed my blog site and some of the things I talk about. At the end of our lunch I sensed my friend’s attitude regarding managing retirement assets was similar to the attitude I notice with many other people my age (i.e., over 50 […]
Post #24 – Summary of Retirement Planning Simplified
Thus far this blog has concentrated on general retirement planning ideas and concepts. To date the blog posts have been numbered because they are presented in a logical order for someone who does not have much experience in the area of retirement planning. In this post I will highlight the main retirement planning ideas and […]
Post #23 – Portfolios For the Lazy Investor
In my last post, Post #22, I discussed how to construct a simple portfolio that is easy for anyone to implement and maintain. This post will be a short follow-on to my previous post to provide a resource for people who are so lazy they do not want to take the time to construct their […]
Post #22 – Constructing a Simple Portfolio
In my last post, Post #21, I provided some thoughts for choosing your investment vehicle for holding your retirement assets. The main point of that post was, when choosing investment funds, it is best for the average retail investor to pick funds with the lowest fees (i.e., lowest management expense ratio). After choosing your family […]
Post #21 – Investment Vehicle Choices
In recent posts I have spent a lot of time discussing the importance of an investor’s equity allocation percentage. These posts have caused the question to be asked, “in what fund vehicle should one actually invest their retirement assets?” In this post I will give you my thoughts on this subject and some guidance.
Post #20 – The 2 Biggest Investment Mistakes Made by People over 50
This will be a short post on the 2 biggest investment mistakes that people over 50 make. I have touched on these areas briefly in previous blogs, but I felt they are important enough that I wanted to address them more directly.
Post #17 Financial Planning Made Simple
I just finished a very good book called Your Money Ratios: 8 Simple Tools for Financial Security by Charles Farrell so I thought I would provide a quick review. The goal of the book is to give the reader smart but simple guidance so that they can reach their retirement goals. In doing this Mr. […]
