The Biggest Financial Surprise in Retirement that I did not Expect before Retirement

One reader recently asked a question, “What was the biggest financial surprise in retirement?” You might guess that my answer might be the high costs of health care. But I had done a lot of research concerning health insurance before I retired, so I knew all the options and costs associated with this expense.

My First Real Estate Investment in 13 Years

In a recent post I described in detail a real estate investment of a single family home I have owned for 20 years. In my opinion it has been a pretty good investment for us. In this post I will describe my first real estate purchase in 13 years.

How it is Possible to have $100,000 in income and Pay $0 Federal Income Taxes

It may not seem feasible for a retiree to have $100,000 in spendable income and pay zero federal income taxes, but at least for tax year 2012 it is possible. It requires no special tax shelters and just takes advantage of a few ordinary tax laws. In this post I will provide a scenario that […]